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Meet Shannon 

I think it is important to be transparent. I have been where you are...Seriously I have. I felt like I was having a lemony snickets kind of life, if it could go wrong it did go wrong. Let me give you the rundown of 3 years with the Paytons.

  1. Got evicted with a three week old and 3 year old, had to live in shared housing

  2. Fixed our credit to buy a house

  3. Got a better job

  4. Purchased a house

  5. Husband lost his job and gained one

  6. We had baby no. 3

  7. I lost my job after being offered a position making 2.5 times my previously salary

  8. Car was repossessed




Sometimes life deals us lemons but it is all in how you choose to deal with it. I chose to grab the bull by the horns and took the issue head-on. Payton Credit Services is not a company that will judge you on how you have handled life's punches, but we will help you create a plan to overcome them. 


We strive to provide you with the level of services we would like to receive. We will take out 10+ years of experience in Housing and Credit Education to help our client reach their credit goals. Whether it be home ownership for the next 6-12 months or a new car,  we are here to help!


We look forward to helping you reach your credit goals.  I want you to know that you can do it! You can reach your financial dreams! You can have spectacular credit and financial freedom.


How can we help you?


Monday - Friday 

9:00 am-6:00 pm


Payton Credit Services 

Seaford, De 19973

Tel: 302-262-8005 

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