Credit Services  Credit Screening  Credit Building  Credit Assistance  Build Your Credit  Poor Credit  Bad Credit  Average Credit  Good Credit  Perfect Credit  Financial Services  Payton Credit Services  Payton Financial Services  Payton Credit and Financial Services  Boost Your Credit  Credit Score  FICA  EXPERIAN  TRANSUNION  EQUIFAX  homeownership  preapproval  autoloans  qualify  financial freedom  Delaware  Maryland  PCFS improve your credit  financial evaluations  credit disputes  consumer action plan  write off  removal  

Get a Free Credit Evaluation Now!

Speak to our staff and get a breakdown of all negative items impacting your score!

Credit Services  Credit Screening  Credit Building  Credit Assistance  Build Your Credit  Poor Credit  Bad Credit  Average Credit  Good Credit  Perfect Credit  Financial Services  Payton Credit Services  Payton Financial Services  Payton Credit and Financial Services  Boost Your Credit  Credit Score  FICA  EXPERIAN  TRANSUNION  EQUIFAX  homeownership  preapproval  autoloans  qualify  financial freedom  Delaware  Maryland  PCFS improve your credit  financial evaluations  credit disputes  consumer action plan  write off  removal  

Credit Services  Credit Screening  Credit Building  Credit Assistance  Build Your Credit  Poor Credit  Bad Credit  Average Credit  Good Credit  Perfect Credit  Financial Services  Payton Credit Services  Payton Financial Services  Payton Credit and Financial Services  Boost Your Credit  Credit Score  FICA  EXPERIAN  TRANSUNION  EQUIFAX  homeownership  preapproval  autoloans  qualify  financial freedom  Delaware  Maryland  PCFS improve your credit  financial evaluations  credit disputes  consumer action plan  write off  removal  

Heading 3

IMG_0471.jpg

How it works...

We offer three different plan levels with our 3-step program

ANALYZE 

Schedule a Credit Repair consultation via video
conferencing to determine what is inaccurate, incorrect, unverifiable or
out of date.

DISPUTE 

Our expertly trained staff will work on your behalf to correct any inaccurate reporting with the
credit bureaus and collection agencies.

BUILD

We will coach you on the proper steps to help you rebuild, establish
, and properly grow your credit scores. We will provide you with low risk
and non-score impacting credit builders to help your score grow.

Credit Services  Credit Screening  Credit Building  Credit Assistance  Build Your Credit  Poor Credit  Bad Credit  Average Credit  Good Credit  Perfect Credit  Financial Services  Payton Credit Services  Payton Financial Services  Payton Credit and Financial Services  Boost Your Credit  Credit Score  FICA  EXPERIAN  TRANSUNION  EQUIFAX  homeownership  preapproval  autoloans  qualify  financial freedom  Delaware  Maryland  PCFS improve your credit  financial evaluations  credit disputes  consumer action plan  write off  removal  

Who we help

We focus on helping credit-challenged renters, homebuyers and sellers become mortgage ready thru education, honesty and ethical credit repair!

Client Testimonials

Brightly Lit Kitchen
krickers.jpg

Kara, Nursing Student 

Consulting with Payton Credit Services has been one of the best decisions I have made for my credit. Not only did my credit score jump exponentially, but the time frame in which I saw results was almost unbelievably quick! I saw a 70 point jump in my Transunion score, and an 82 point jump in Equifax in just under 2 months! If you are looking to better your credit score I highly recommend using Payton Credit Services.

angieface.png

Angie, Manager 

" Shannon Payton was absolutely amazing! She's was always knowledgeable, friendly, upfront, and most importantly trustworthy. From start to finish Shannon was able to guide me in the right direction as well as make sure everything was on track throughout the homebuying process! I couldn't have asked for a better realtor. She was able to find me my dream home, which checked off most items on my wish list! Shannon is the best at what she does and I'll continue to sing her praises and recommend anyone I know who's interested in purchasing a home to her! 

Screen Shot 2020-10-02 at 8.53.01 PM.png

Tiana, Day Care Owner

I honestly don’t know where to begin! Shannon is knowledgeable, available and REAL! She was honest about where I stood with credit and what it would take to get where I wanted to be. Today, I am nearly finished the program and I couldn’t be happier with the services I’ve received! If you’re looking for assistance, look no more, you have found the RIGHT business! Thanks Shannon!!!

Pricing Plan 

Plan Pricing 

The Builder Plan
$197 one- time fee

This plan is for anyone who only needs to build credit and is a one-time fee. 

You will be provided with our exact blueprint to build a healthy credit score. 

Will include credit building webinar replay with exact  credit builder blueprint!

Tradelines are available and recommended to show more lines of credit or lengthen your credit history. 


This is a video deliverable!

The Cape Cod
$199 to start/ $119 a month 

This plan is for anyone who wants a two-story approach. We will focus on credit repair and building at a moderate price. Although we are homebuyer-focused, many of our clients are able to purchase or refinance cars or get business funding!

The plan includes disputing with up to 6 different credit bureaus, financial literacy education, credit building steps,  text notifications, monthly client check-in, and access to over $1297 of video content! All plans include membership to an attorney so you have legal assistance. 


Credit monitoring is a separate and mandatory fee!

The Castle VIP  Plan
$598 to start/ $350 a month 

This plan is for anyone who wants a full-scale attack and needs accountability from the Founder, Shannon Payton. It includes all the basics of the Cap Code plan but 
each check-in is completed by Shannon and is good for anyone looking for a handheld approach. 

The plan includes 3-30 minute focus sessions covering budget, credit building, and settlement with our founder. 
If you pay in full, you can get this service for 
$2500. 


Credit monitoring is a separate and mandatory fee!